Think Christmas ... when it's summertime? Sure--if you want to be prepared for a stress-free holiday season.
Starting holiday planning now makes sense ... and cents! Saving ahead for holiday expenses spreads the financial demands of the Christmas season over several months--and being prepared with a cash budget means you'll be less tempted to put holiday spending on credit cards.
Sister site Organized Christmas has some clever ways to start now to save money for a debt-free Christmas celebration:
Clever checkbook management can lead to a Christmas stash. When paying bills each month, "round down" the bank balance to the next even amount--say, from $967 to $900--by writing a dummy check for $67 and deducting it from the register. Don't cash it, but hold it for Christmas. Over a few months, those "round it down" amounts will add up to holiday funds.
Too many home managers look for answers in the supermarket at 5 p.m. Harried from the day's work and harassed by by hungry children, they rack their brains for an answer to the what's-for-dinner dilemma.
Three meals a day. Seven dinners a week. From supermarket to pantry, refrigerator to table, sink to cupboard, the kitchen routine can get old, old, old. READ MORE >>
This six-week holiday planning countdown from sister site OrganizedChristmas.com is fun, it's free--and is designed to help you get ready for Christmas in good time for the celebration.
Led by author and organizing expert Cynthia Ewer, we'll work together to create a calm, stress-free holiday season for ourselves and our families. By breaking down Christmas preparations into small, easy-to-finish tasks, the Countdown will see us to the first weekend in December, prepared and ready for Christmas. READ MORE >>
Assign each family member a color to keep life organized on the home front. Use permanent markers to color-code gym socks, shampoo bottles or plastic drinking glasses. Color-coded laundry baskets, file folders and organizers make it easy to sort toys, paperwork or clothing by family member.